What to do if the title is not divided or the instalment plan has not yet been paid off in Northern Cyprus

If you already have authorization from the Council of Ministers to purchase property in Northern Cyprus, but the title has not yet been split or the property is still under an installment plan, the usual procedure is as follows: within 60 working days from the date of receiving the authorization, you and the seller pay the title transfer taxes and wait until the installment is fully paid off or the titles are split. Regarding taxes: if 6.5% was already paid during contract registration, an additional 3% is due; if only 0.5% was paid, a 9% payment applies.

• Procedure
• Taxes
• Useful Links
• Glossary
• FAQ
• If you need help buying property in Northern Cyprus
• If you need consultation with a licensed lawyer in Northern Cyprus

Procedure

If you have authorization from the Council of Ministers to purchase property in Northern Cyprus, but the title is not split or the installment plan is not fully paid, you usually need to pay the title transfer taxes and wait until:

• the installment is fully paid, or
• the titles are split (the property receives a separate title).

How to proceed

1. Check with the seller/developer the status: whether the title is split and whether the installment plan is completed.
2. After receiving authorization from the Council of Ministers, coordinate with the seller to prepare for the payment of title transfer taxes.
3. Pay the taxes within 60 working days from the date of receiving the authorization.
4. Wait for the title to be split or the installment fully paid, then continue the procedure to transfer the title into your name.

Taxes

The payment amount depends on what was paid at the stage of registering the sales contract:

• if 6% was paid at contract registration, an additional 3% is required;
• if only 0.5% was paid at contract registration, a 9% payment applies.

Useful Links

• More about all taxes when buying property in Northern Cyprus
• Procedure after full payment of the property

Glossary

• Title Deed (титул, кочан) — the legal document establishing ownership of property in Northern Cyprus.
• Split Title — a title issued for a specific property (apartment/house) as a separate ownership unit.
• Installment Plan — phased payment of the property price according to the contract; until fully paid, title transfer is often postponed.
• Council of Ministers Authorization — approval for a foreign buyer to purchase/register property under the established procedure.

FAQ

Can I transfer the title if the installment is not yet paid?

Usually, title transfer is postponed until the installment for the property is fully paid.

What if the title is not split?

Typically, one waits for the titles to be split (a separate title issued for your property), and the title transfer taxes are paid within the specified period after receiving authorization.

What is the deadline for paying taxes after receiving authorization?

The usual deadline is 60 working days from the date of receiving authorization from the Council of Ministers.

If you need help buying property in Northern Cyprus

You can contact our partner — Vadim Chernyakov.

Phone: +90 533 882 40 55
WhatsApp / Telegram
Channel: Analytics and real estate market news

If you need consultation with a licensed lawyer in Northern Cyprus

You can contact our legal partner — DeJure for consultation with a lawyer licensed in Northern Cyprus.

• Phone: +90 539 119 05 55
  
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