What the TRNC health insurance covers for a residence permit

The TRNC public health insurance covers only part of medical services. Below are quick links to the main sections.

• Basic coverage of TRNC public health insurance
• Services available free of charge
• Language considerations and clinic choice
• Dentistry and paid services
• Coverage for accidents
• Emergency conditions treated for free
• Pregnancy and childbirth under insurance
• Summary list of covered cases
• Where to get help with obtaining a residence permit

Basic coverage of TRNC public health insurance

TRNC public health insurance for residence permits is issued when obtaining a residence permit and includes services in all state clinics of the Turkish Republic of Northern Cyprus. This coverage guarantees residents basic and emergency medical care within the state healthcare system.

With public insurance for a residence permit, you are entitled to services in TRNC state hospitals, including emergency care for life-threatening conditions.

Services available free of charge

With TRNC resident public health insurance, you can receive the following types of care free of charge in state clinics:

• Specialist doctor consultation by referral or when visiting a state hospital.
• Necessary examinations and tests prescribed by a doctor according to medical indications.
• Inpatient and outpatient treatment for covered illnesses.
• Ambulance call and service in emergency situations.
• Certain surgical procedures if performed in state institutions.

If you have chronic illnesses, it is recommended to check in advance what exactly will be covered in your case.

Language considerations and clinic choice

In many TRNC state hospitals, the staff primarily speaks Turkish. Therefore, a translator may be needed when seeking medical care.

In private clinics:

• English is spoken more often,
• sometimes specialists speak Russian.

Residence permit insurance does not cover services in private clinics.

Dentistry and paid services

Dentistry is not included in mandatory TRNC public health insurance.

• All dental services are paid separately in any clinic.
• This includes treatment, prosthetics, implants, and aesthetic procedures.

Coverage for accidents

Residence permit insurance covers treatment for certain accidents and injuries:

• Workplace injuries
• Traffic accidents
• Falls from height
• Electric shock
• Hypothermia or heat stroke
• Burns
• Fractures and dislocations
• Eye injuries

Emergency conditions treated for free

Public insurance treats the following life-threatening conditions free of charge:

• Heart attack
• Stroke and paralysis
• Arrhythmias
• Acute CNS infections (meningitis, encephalitis)
• Loss of consciousness
• Diabetic coma
• Fever above 39.5°C
• Asphyxiation
• Foreign body in respiratory or gastrointestinal tract
• Other critical conditions

Pregnancy and childbirth under insurance

Public insurance covers:

• Transport of a pregnant woman to the hospital at the onset of labor.
• Initial examination of the mother and child.

Other services depend on the specific state hospital.

Summary list of cases covered by TRNC public insurance

The insurance covers:

1. Basic medical care in state clinics.
2. Emergency care.
3. Treatment of consequences of accidents.
4. Critical conditions — heart attack, stroke, coma, acute infections, etc.
5. Partial coverage of childbirth — transport and initial examination.

If you want to obtain a residence permit without mistakes and problems

Contact our partner — the legal company DeJure.

• Phone: +90 539 119 05 55
• WhatsApp
• Telegram