Car Insurance When Traveling to Northern Cyprus

As is known, the northern part of Cyprus is a separate state — the Turkish Republic of Northern Cyprus.

• Car Insurance When Traveling to the TRNC
• Border Crossing Points
• Insurance Processing
• Insurance Cost
• Frequently Asked Questions

Car Insurance When Traveling to the TRNC

Despite the ambiguous international status of Northern Cyprus, de facto entry into the country is subject to the internal laws of the TRNC. Specifically, car insurance from the southern part does not work in the north.

Therefore, when entering from the southern part of Cyprus, it is necessary to purchase car insurance. Without this requirement, access to the northern part is not possible.

Border Crossing Points by Car

Here is a list of checkpoints through which you can enter the TRNC. However, not all of them are accessible for cars, and at the Lefka checkpoint, insurance for the northern part is not provided (but you can enter with already existing insurance).

The following checkpoints are available for passage and insurance purchase:

• Ayios Dometios (Metahan) Checkpoint
• Derinya — Famagusta Checkpoint
• Pila — Pergamos Checkpoint
• Strovilia — Famagusta Checkpoint
• Astromeritis Checkpoint
• Pirgos Checkpoint

Insurance Processing

After passing the checkpoint on the southern side of the buffer zone and crossing the “green line,” but before reaching the northern checkpoint, you will see a booth with the sign “Insurance / Sigorta.” This is where you need to show your passport and vehicle documents. You will also pay for the insurance there (prices are listed below).

After receiving the document, you must approach the northern checkpoint of the buffer zone and present it along with your passport.

Cost of Car Insurance When Traveling to the TRNC

The cost of car insurance for a passenger car is 25 euros for 1 month, 60 euros for 3 months, 110 euros for 6 months, and 200 euros for 1 year.

For rental cars and motorcycles, there is also an option to purchase insurance for just three days — 20 and 15 euros, respectively. However, for a month, insurance for a rental car costs 35 euros. All prices are shown in the photo below.

Car rental in Cyprus starts at 10 euros per day (such offers are available on aggregators like Localrent or Discover Cars when renting for a week or more), so even with northern insurance, renting a car in the south will be cheaper.

Frequently Asked Questions About Car Insurance in the TRNC

When can I buy insurance?

Despite the presence of 24/7 checkpoints, insurance is only sold during working hours — depending on the crossing point, from 9-10 AM to 5-6 PM.

Can I get full insurance at the border?

No, only mandatory OSAGO insurance is provided. Full insurance covering third-party damage is not available.

Can I add an additional driver to the insurance?

Yes, this option is available, and an additional 5 euros will need to be paid.

How much does insurance for the northern part cost?

Insurance for a rental car will cost 20 euros for 3 days, 35 euros for 1 month, and 70 euros for 3 months. Other prices are shown in the photo above in the article.

Do I need to pay for insurance when taking a taxi?

No, the cost of a taxi to the north includes all expenses — drivers have long-term insurance for trips to the north and include these costs in the fare.

Ask additional questions in the “Car” chat of the largest Telegram forum in Northern Cyprus — thousands of users will share their experiences!